Invest with Impact

The world’s most urgent problems are being addressed by the expanding impact investing market, which is funding initiatives in fields like sustainable agriculture, renewable energy, conservation, affordable and accessible basic services including housing, healthcare, and education. (GIIN, 2019)

What is impact investment ?

 

Impact investments are investments that are made with the goal of producing both a positive financial return and a verifiable social and/or environmental impact.

 

Impact investing is now a popular practice among investors worldwide as a means of maximizing the positive potential of money. It contradicts long-held beliefs that market investments should only be focused on generating financial returns, and that social and environmental issues can only be addressed through charitable donations.

 

WHY : By making investments that also generate financial returns, investors have a variety of realistic options to advance social and environmental issues. This dual approach harnesses the power of capital markets while actively contributing to positive change.

 

How profitable are impact investments ?

 

Reports on investments in emerging economies, established markets, and the market as a whole generally indicate that portfolio performance shows stable financial returns while contributing to the UN Sustainable Development Goals (SDGs).

 

The EMF Enabling Microfinance Foundation is at the forefront of driving positive change through microfinance initiatives

 

The non-profit EMF Enabling Microfinance Foundation is closely linked to the EMF Microfinance Fund with the target of generating the greatest possible social impact by improving access to finance. While the fund is the main instrument for achieving this goal, this charitable foundation is additionally used to launch new projects to improve the conditions along the microfinance value chain, such as a microfinance training program for women..

 

At Enabling Qapital, we believe in the power of moving money to meaning. Access our most recent sustainability report here.

Our Impact

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Microborrowers reached by MFIs in our portfolio
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Microborrowers reached by funding provided by EMF
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Rural Clients
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Female Clients
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Loan Officers
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Tons of CO2 avoided by Portfolio Companies
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Theory of Change (ToC)


Transparency is crucial as greenwashing is often misused, which is why we highly prize certificates like SFDR 9 and B Corp, as they reflect our commitment to our core goal of aligning investments with our fundamental values.

 

Our overarching vision is to create a world where investments empower people and nurture the planet, and to guide us, we utilize Theories of Change (ToC). This powerful tool not only helps us understand how change occurs in various contexts and how we can contribute to it, it serves as both a visual representation and a process that spans different stages of project cycle management. Through ToCs, we dissect the intricacies of impact and change, connecting activities, outputs, outcomes, and underlying assumptions. This approach not only enhances our programs but also fosters continuous learning as we work toward our desired impacts.

Financial inclusion


The issue:

Close to one-third of adults – 1.4 billion – were still unbanked in 2021, according to the latest Findex data. This affects disproportionately women, rural poor households, and those outside the workforce.

 

What we are doing to address this:

We invest globally in microfinance institutions, banks, and other financial intermediaries to expand access to finance for underbanked populations and businesses.

 

What your investment helps us achieve:

  • Create entrepreneurship opportunities and diversify income sources for low-income populations;
  • Support the resilience and growth of existing businesses;
  • Help households and businesses cope with financial shocks;
  • Provide essential lump sum funds for purposes such as tuition fees, healthcare expenses, or improve living conditions, among other goals.
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Access to Energy


The issue:

The global energy crisis extends beyond electricity, with clean cooking remaining a critical yet often overlooked issue. With nearly a third of the world's population, some 2.3 billion people, still relying on unhealthy and polluting cooking methods, these traditional cooking practices not only pose severe health risks but also contribute significantly to environmental degradation and climate change. The emissions from inefficient stoves and fuels like kerosene, biomass, and coal generate harmful household air pollution and accelerate deforestation.

 

What we are doing to address this:

Starting from 2022, we have been facilitating investments in companies across clean cooking supply chains. We offer debt and quasi-equity financing to companies involved in manufacturing, distributing, and financing cooking fuels and appliances in Africa.

 

What your investment helps us achieve:

  • Improve access to clean and modern cooking solutions.
  • Reduce household air pollution and associated health risks.
  • Mitigate greenhouse gas emissions and contribute to forest conservation efforts in Africa.

Impact & Sustainability


At Enabling Qapital, we integrate our commitment to Environmental, Social, and Governance (ESG) principles with our core values of servant leadership and good governance. Sustainability is not just a checkbox but a guiding philosophy embedded in everything we do.

Our strategy revolves around three pillars: internal excellence, responsible investing and external impact.

From monitoring our carbon footprint to enhancing gender equity within our governance structure, we ensure that our operations reflect our values. As signatories of the UN Principles for Responsible Investment, we uphold transparency and sustainability in our financial decisions, aiming for tangible positive impacts on both our investees and the communities they serve.

Explore how we're moving money to meaning through sustainable practices and impactful investments.

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Enabling Qapital

Enabling Qapital AG

Mühlebachstrasse 164

8008 Zurich

Switzerland

Enabling Qapital AG

Branch Geneva

Place du Grand-Mézel 1,

1204 Geneva

Switzerland

Enabling Qapital Kenya Ltd

Merchant Square Block B

2nd Floor, Riverside Drive

Nairobi

Kenya

Enabling Microfinance AG

Industriering 20,

9491 Ruggell

Liechtenstein

Enabling Qapital Luxembourg S.A.

16, rue Robert Stümper,

2557 Luxembourg

Luxembourg

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